GROOMS is a trip-planning and coordination service, not a bank. The crew card is a pre-funded commercial card issued through our banking and payments partners and may be used everywhere major cards are accepted. Crew contributions are collected and applied to your trip through our payments processor. GROOMS coordinates bookings and payments on your behalf but is not a bank and does not itself hold, lend, or transmit funds. A held weekend on the waitlist is not a confirmed booking, creates no payment obligation, and may be released at any time before you fund the trip. Nothing here constitutes financial, legal, or tax advice.
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